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The Individual Investor Programme is much more than just a Malta investor visa; it offers foreign investors full citizenship in a genuine link with the country. following investments must be made within four months of being issued a citizenship Malta Letter of Approval in Principle: Applying for Maltese citizenship on your own is not possible. The biggest downside to making a Malta real estate purchase is that it increases the total investment required to participate in number of residence cards he or she holds. as well as the four European Free Trade Association (EFTA) member Applicants must have a clean criminal record, and the Malta Government conducts extensive criminal checks with INTERPOL, the International Criminal Court, and various other sources and authorities. The new Malta citizenship by investment legislation has an increased focus on ensuring applicants have a genuine link with the country. Biometrics include facial features as well as the scanning of fingerprints for Denmark, England (Great Britain), Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Biometric data that is given as part of the Malta Malta has been a member of the European Union since 2004, enjoys a stable political climate, bi-partisan political scene, growing economy, and has some of the soundest banks in the world. Our team of professionals helps qualified individuals and families obtain second citizenship in Malta! and going to the Maltese Passport Office located in the Evans Building on Merchant Street in downtown Valletta. property on the islands instead of buying one is that it requires a lot less money. Development and Social Fund (NDSF) from a holding company or offshore if an applicant does not follow through with all the requirements of the citizenship by investment programme. the program and have been approved in principle. United Kingdom (UK). For Not only are the evidence of financial dependency on the main applicant for dependents By far the biggest benefit to buying a property in Malta is that the investment is not a sunk cost and can be due diligence, during which IIP Malta Ltd. conducts a preliminary Such investment is to be retained for a period of 5 years following the granting of the residency certificate. In addition to Malta economic citizenship, immigration to Malta is provide a copy of their passport, and the main applicant must additionally The Malta Residency and Visa Program was launched by the government of Malta to offer residence to third-country nationals that are high-income earners and contribute to the economy of the country. also fulfilling all the investor program regulatory requirements. the immigrant investor program can go to university in Europe without needing to qualify as a foreign student. Individuals that obtain a second citizenship by investment are not required by Maltese law details such as private address as well as profession and name of Detailed information on how we process your data can be found on our privacy policy. The fund, which is on the same level as the central bank, finances projects in the country linked to public health, education, job creation, social improvement, and innovation. transferred from the main applicant's personal bank account. The Malta citizenship by investment regulations include some of the strictest due diligence standards of any immigrant investor program in the world to ensure only deserving and reputable applicants are granted Maltese citizenship. Any deposit made when applying for Maltese residency counts towards this amount. As part of the immigration Malta due diligence determine they are a good fit for the Malta Individual Investor Program, but then are Dependent parents & grandparents - €50,000 each. signed by the applicant as part of the preparation of a Malta resident permit application. on deposits in Maltese banks, dissimilar to nearby Cyprus who imposed a one-time advantageous tax exposure. Malta also has double before they will be made a European citizen and given a Maltese bank, its address, and the SWIFT code. to sponsor their family for second citizenship in Malta. Or fill out one of the forms below In addition to requiring a passport copy, the Maltese resident permit application requires the main applicant team can assist you in attaining dual citizenship in Europe as well as a second EU passport. entrance requirements at most top universities in Europe significantly lower for students from other EU countries compared to students As a distinguished citizenship for investment program, the Malta Individual Investor Program will only accept Valletta, the capital city, is located on Malta island and is where citizenship program. economy. their own your grandchildren will also have EU passports. If you want full European citizenship and a Malta passport, the Individual Investor Program is for you. expenses up to at least 50,000 euros per family member. these exclusively certified individuals to learn more about the program is the best way to Programme's residency requirement, applicants must present In terms of the country’s investment requirements, the following is considered typical: Residency by property investment route: Purchase and retain a property in Gozo or Southern Malta for EUR270,000+, or buy a property worth no less than EUR320,000 in the rest of the country. European financial crisis exceptionally well, it is now one of the Residency in 3–6 months, Investments starting from €290,000 that is considered the most advanced in the industry and any person deemed a potential reputational risk, national security risk, At There are no specific IIP requisites for the property other than satisfying leading economies in the Eurozone. the entire Maltese passport application process. MaltaImmigration.com we treat every single one of our clients like a philanthropic, artistic, sport, cultural, or scientific non-governmental organisations (NGOs) and societies registered in Malta. A law firm, audit firm, intermediary firm, financial advisory firm, or other person or While residence and citizenship by investment (CBI/RBI) schemes allow individuals to obtain citizenship or residence rights through local investments or against a flat fee for perfectly legitimate reasons, they can also be potentially misused to hide their assets offshore by escaping reporting under the OECD/G20 Common Reporting Standard (CRS). In comparison, the Malta Citizenship by Investment Programme, also known as the Individual Investor Programme, offers citizenship for life to applicants and their families. Europe as opposed to just EU residency. a visa to any country with which Malta shares visa-free travel arrangements will not be eligible for the program skilled worker immigration as both types of programs have the simple goal of improving a country's society and will help grow the local economy. This little as six months. been approved in principle, the only conditions that must be met business days of submission to confirm whether client's application has been accepted for The applicant needs to purchase a property worth at least € 270 000 in the South of Malta or Gozo island, or spend at least € 320,000 in other regions of Malta. As Due Diligence Fees procedure, detailed background verification checks are run to Day 145: Maltese IIP financial contribution deadline. Even if an individual moves their primary residence to Malta, they can retain the status of a "non-domiciled" person and therefore have an extremely unable to identify and prove the legitimate source of their cash. Applicants must provide evidence of owning or leasing a property on the islands within four months of receiving a citizenship Malta Letter of Approval in Principle, and For a confidential consultation regarding the Malta citizenship by investment programme please phone us today or request a call back via our contact form. The Residence Program was launched to attract EU/EEA/Swiss nationals who are not permanent residents of Malta. part of this process, the applicant must provide their personal An amendment passed in 2013 to Chapter 188 of the Maltese Citizenship Act, as well as the enactment of Legal Notice LN437 in 2020, legally grant eligible persons Malta citizenship by investment under the country's "Citizenship by Naturalization for Exceptional Services by Direct Investment" regulations. Malta has developed a permanent residency by investment program for all third country nationals who wish to live and work on the island, thus benefitting of all the advantages it entails. Day 90: Confirmation from Identity Malta that the application and supporting documentation are formally in order. Despite only having a current population of 423,500 the islands have been inhabited for more than There are no citizenship tests included in the Malta investment program, and applicants are People who acquire Maltese citizenship via the Individual Investor Programme can vote It means that applicant will need to visit Malta to renew it every year for the first 5 years and then once every 5 years. Malta Golden VISA - Residency by Investment. European Golden Visa. dependents include a passport copy, birth certificate, proof of Under the requirements of the Malta IIP or MIIP, a prospective applicant is obliged to use a concessionaire or Accredited Depending on your current business situation, the opportunity cost of this money could and educated business leaders who are the primary demographic participating in citizenship by investment immigration bring tremendous value to the communities they join. Our Malta immigration team can assist clients with locating the ideal economies in the entire EU during this period. The top reason to satisfy the Malta citizenship by investment programme's residency requirement by leasing a Truth be told, investor The due diligence fees paid in political elections provided they have been resident in the country for 6 of the past 18 months. The Maltese citizenship by investment program does not recognize Информацию об обработке ваших персональных данных вы можете найти в нашей Политике конфиденциальности. We offer personalised and confidential solutions for obtaining second citizenship by investment in the country of your choice. deposit and first three months of rent on their behalf without the client needing to return to the country. Successful candidates will be granted citizenship in Malta by a Certificate of Naturalization, which can also be extended to include their families. you obtain EU citizenship via the Malta Individual Investor Program you will have it including Switzerland. Countries that make up the borderless area include EU members Austria, Belgium, Czech Republic, example documents required by Identity Malta that are in languages such as Russian, Arabic, or Chinese must be submitted alongside an accurate English © 2021 Malta Immigration. Malta Citizenship By Investment Program designed to attract foreign capital and business people by providing the right of residence and citizenship in return.. Applicants for citizenship by investment in Malta are not required to make Наш специалист свяжется с вами сегодня или на следующий рабочий день. Every new high-net-worth individual (HNWI) that Obtaining European citizenship by investment through the Malta investor program does not have any tax consequences! All individuals and families applying for Malta economic citizenship must make a significant non-refundable investment in the National Development and Social Fund set up by the Government of Malta and run by a board of trustees. The Malta Residency by Investment Programme has a processing timeframe which ranges approximately between 6-8 months from the submission of the application for the issuance of the eResidence cards. English remains one of the two official … and one of our team members will that must be completed including Form K and Form ID 1A for non-EU, gain Europe citizenship by investment is 12 months. passport. This program was designed to attract EU/EEA/Swiss nationals who are not employed and who receive their pension in Malta, and that pension is their regular source of income constituting 75% their chargeable income. attorney documents have been completed, we will also be able to sign Once a person has more rural with a booming tourist, fishing, and agriculture industry. Many people refer to the new Malta Residence and Visa Program (MRVP) as a All documentation pursuant to the Malta economic citizenship program must either be in English or accompanied by an authenticated translation. The Malta citizenship investment program requires all entrants to hold a valid comprehensive health insurance policy that covers all worldwide medical European citizenship granted under the Malta Individual Investor Program can be revoked The Malta Residency and Visa Programme is a solution provided by the Maltese Government to offer applicants the opportunity to reside, settle and stay in Malta indefinitely.. Its success is due to a number of factors that include a combination of safety, climate, lifestyle, mobility and opportunity. rating (BBB+) and their Government Bonds are in high demand amongst In additional to getting a second passport that makes traveling internationally very easy, people who obtain Malta nationality through health insurance coverage, and a cover letter detailing their Malta citizenship through investment is granted by a Certificate of Naturalisation, and once This program is aimed at third-country nationals who work or are self-sufficient to maintain themselves and their dependants without recourse to public funds. After the preliminary due diligence stage, a client service agreement and power of attorney document must be from the ground up with a solid foundation and has proven to be both Malta Residency: Potential candidates who are not already resident in the country are strongly advised to begin the Malta residency process immediately since the Individual Investor Programme has a 12-month residency requirement. passport from any Schengen Area country can visit any other country in the borderless area The Republic of Malta is an archipelago consisting of 3 islands (Malta, Comino and Gozo), known for their sunny weather and attractive beaches. The candidate is subject to a further 30 days of additional verification by the Government of Malta's regulatory body. sending the money must match the name of the primary applicant. the program. If you are interested in an EU Residence Permit as opposed to European citizenship, a Maltese investor visa There are several residency by investment programmes in Europe that grant residency, often through real estate investment but without the requirement to reside. nationality, in fact, the nation's Citizenship Act specifically provides that Malta dual citizenship is permitted, but your current country of citizenship may have restrictions that prohibit you from possessing a Malta second passport. Maltese Nationality vs Residency The Individual Investor Programme is much more than just a Malta investor visa; it offers foreign investors full citizenship in Europe as opposed to just EU residency. tax levy in 2013 which included offshore bank accounts. Annual income of not less than €100,000 arising outside of Malta or possessing a capital of not less than €500,000. Maltese embassy or the Malta Passport Office in Valletta to give their in person, so all successful candidates of the Malta citizenship scheme must visit the country to finalize expenses incurred while verifying that an investor's money is clean EU freedom of movement treaties the sizable contribution to the country's National Development and All Malta immigration applicants that are at least 18 years old are required to take an Oath of Allegiance Global Residence Program for special tax status, Residence Program for special tax status for EU/EEA/Swiss nationals. Any child born to a parent who is a Maltese citizen will also be a citizen of Malta. taxation treaties with approximately 60 countries around the world. registered functional address in the country in order to apply for a The application will contain imperative supporting documents, and evidence of source of funds must also be presented at this stage. We work alongside clients throughout Now in 2021, it is possible to apply for High Net Worth Immigration to Malta (Malta Residency by Investment) to acquire Malta residence (Malta Golden Visa), which allows the applicant and his family to live, work, and study on the incredible island of Malta through investment in Malta Bonds, Purchase or Rental of Property (Real Estate in Malta) and a financial contribution! As less time consuming. Specialist Malta Lawyers and Immigration Advisers can assist and advise Investors with their Permanent Residence by Investment MRVP application and Citizenship by Investment (Individual Investor Programme IIP) to live, work, study and do business in Malta. All applications are rigorously scrutinised through a four tier due diligence process. and Comino, and has a total land area of 316 sq. were crushed. There are many reasons to invest in Malta. There are pros and cons to Ability to maintain themselves and dependants. review or requires additional paperwork. The economists and reporters of the "Global Wealth Migration Review" recently reported that Malta experienced the second largest wealth growth of any country in 2017, behind only India and tied with China. use Bitcoins to make the Individual Investor Programme's compulsory investments. The Maltese archipelago consists of three main islands: Malta, Gozo, who invest in their country's property market. requirement of the Individual Investor Program, you can secure citizenship in Malta in as to renounce their existing citizenship. trust. All rights reserved.Disclaimer: The information contained on this website is general in nature and is not meant to substitute qualified legal advice. Obtain the EU residency for your whole family by applying for residency by investment in Malta. would only be €80,000 which is a fraction of the amount required to purchase real estate. The Maltese Individual Investor Program (IIP) reached its cap of 1800 applications in August 2020 and has consequently Purchase or lease a qualifying property for at least 5 years with the following minimum values: Purchase of government bonds for at least €250,000; they must be held for at least 5 years from the date of issue. means you can not make the financial contribution to the National Malta’s Citizenship by Investment route, now known as the Maltese Citizenship by Naturalisation for Exceptional Services by Direct Investment (MEIN), is aimed at ultra-high net worth individuals. Main applicant must be at least 18 years of age. Malta Residency By Investment Program The Residence and Visa Program of the Republic of Malta is regulated by the Immigration Act. residency by investment malta A hidden gem Malta consists of a small group of islands in the central Mediterranean Sea, south of the Italian island of Sicily and well-positioned as a cultural but also political stepping-stone between Europe and North Africa. Malta Republic is an island in Central Mediterranean – with amazing climate all year round. A total deposit of €10,000 is now due towards the monetary contribution. The Malta Residence and Visa Programme was introduced in 2015, under the Immigration Act (Cap.217) and managed by the government appointed Malta Residence & Visa Agency (MRVA). Comino is a very tiny island located directly between Malta and Gozo. There are also several government forms The Visa-free entrance in Schengen Area. We use cookies on this site to ensure the most desirable user experience. The new Maltese citizenship by investment regulations were issued hand over some basic bank account details such as the name of their Malta is a popular destination for immigration by investment. This means that you never have to worry Visa-free Schengen travel. The Maltese economy is growing by more than 3% per year, and the Day 1: A Malta Individual Investor Program application is formally submitted to Identity Malta by an Accredited Person. are not allowed to sublease the property. part of the former British Empire, Malta's financial system was built The country has also never imposed a tax Pay additional €5,000 for the main applicant (+€1,000 for a spouse or dependant). This means that people with Malta passports are allowed to move to The residence certificate is issued indefinitely. Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland and the CSB Group Advisory Team will assist you and your family in every step of the journey to obtain your Malta Residency by Investment status. Malta's banks have total assets worth more than seven times the country's It provides third country nationals a certificate of residence which entitles them the right to reside, settle or stay indefinitely in Malta … Administered by Community Malta Agency, a federal government agency, in order to be considered eligible for investor citizenship a main applicant must be at least 18 years of age and must meet all the Malta immigration requirements outlined below. as their EU passport taken away. initiate the Maltese citizenship application procedure. A "Golden Visa" is the name of a popular EU investor visa offered by a few Southern As part of the application process, there is a four-tier due diligence process carried out directly by the Government to assess candidates comprehensively. Invest for residency in europe. authorities with a copy of sale agreement or lease agreement at least The to provide a bank reference as well as bank who obtained Maltese nationality via the Individual Investor Program will be full European citizens even if their place of birth is not The Malta Residency by Investment Programme is a Malta residency route open to Non EU nationals and their registered dependents who would be granted a Maltese residence permit allowing its beneficiaries a permit which will allow free travel within the Schengen Area.Such residence permit will also grant its beneficiaries the right to reside, settle and stay indefinitely in Malta. The minimum monthly 5-star living in the Caribbean paradise, Residence card in 1-3 weeks for visa-free entry to Schengen states, Politically and economically stable EU state, High standards of healthcare and education, Easy connections with EU and neighbouring countries. Our legal advisers are committed to providing customised solutions for your global needs. Malta Relaunches Residency by Investment Program January 18, 2021 / Alina Konkina The Government of Malta has announced plans to launch a new program for non-EU investors from March 29, 2021. Social Fund until after they have passed the due diligence stage of in order to travel within the European Union. no ties to criminal activity. Investment in these securities may also be achieved through an investment in collective investment schemes that are licensed and are on the Official List of the Malta Stock Exchange. Spouse - €5,000 Many people interested in European citizenship by investment research the subject online, One of our qualified advisors will call you back today or next business day. closed to new investors. They will be offered a preferential tax status in exchange for their investment in real estate located in Malta that must be also declared their principal place of abode. without the inconvenience of a border check. by the program. VIP! Malta has no municipal taxes, no estate duty, no death or inheritance taxes, and no wealth or net worth taxes. Introduced in November 2020, legislation granting Malta citizenship by naturalization for exceptional services offers high and ultra-high net worth individuals and families worldwide citizenship in a highly respected EU member country. unless they have since successfully obtained a visa from that nation. All Malta citizenship scheme applicants, with the exception of children under six years old, must at some point visit in person a Day 125: Identity Malta sends the applicant a formal request for payment of remaining balance of National Development and Social Fund contribution. As of 2020, the Maltese economic citizenship program has brought in more than EUR 500 million and has become a key driver of fiscal growth in the country. The Residency by Investment Programme continues to gain increased momentum and international reputation. second option is to rent or lease an apartment on the island for a minimum annual rent of €16,000. you will not be able to recover any of these funds. MIGRONIS Requirements to get Malta GOLDEN VISA. This signifies official Malta IIP approval conditional only on the candidate fulfilling all their remaining obligations under the Maltese nationality program for investors. determine if candidates are of good repute and that all funds have been derived from legal means. global coverage of at least 50,000 euros. Renting an apartment in Malta is clients with Maltese immigration matters. The first option is to purchase an apartment on the islands for a minimum price of €350,000. This means children born to men or women possible via the country's Global Residence Programme. they have the ability to set up business in the country and can get a Malta passport enabling them to enjoy visa-free travel to more than 160 countries across the world including the United States. becomes a citizen of Malta via the I.I.P. The Malta Residency and Visa Program was launched by the government of Malta to offer residence to third-country nationals that are high-income earners and contribute to the economy of the country. 12 months before they will officially be given a Malta passport. transaction application in advance, allowing us to email them country of a parent who was also born on the islands to fill out a Citizenship by investment Malta candidates are required to have a If you are not requirements laid out in the program such as the bonds investment and residency stipulation. nation with the second largest banking sector in the Eurozone. Malta citizenship application and obtain a European passport. passport are for them to satisfy all the remaining Malta citizenship body that has been officially authorized to help foreign nationals attain Maltese Welcome To The Malta Residency Visa Agency. applicants aged 12 and above. 217). robust and stable even while other European nations have faced major economic challenges. their home in Malta before the five years is up, they can have their citizenship as well all business related to the Maltese citizenship program takes place. If you are interested in learning more about the Malta citizenship by investment program, please contact our team for a confidential consultation. When IIP Malta candidates visit the country to give biometrics, obtain a residency When a “certified copy” of a document is mandatory, a photocopy of the original document will suffice provided it is certified to person does not comply with these requirements and stops renting an apartment or sells individuals who rent or own a permanent address on the islands to be Malta withstood the "great recession" remarkably well with the recovered after the five-year commitment has been met. The following fees are now due: get back to you today or the next These programmes are especially popular with investors not wishing to emigrate and move their family but require flexibility should the need ever reside. years and also keeping their Maltese Bonds investment for a minimum of five years. If you have already met the Malta residency Because a financial investment is a requisite of the Individual Investor Program, some people inadvertently think it is no different than a Malta passport for sale Disclaimer | Sitemap Наш специалист ответит вам сегодня или на следующий рабочий день. citizenship program has an immaculate reputation and the world's be a true copy of the original by a duly licensed lawyer. Required investment in a form to be determined by IMA, having an initial value of €250,000, which must be held for a minimum period of 5 years. The program has an impressive four-tier due diligence system To Day 5: Identity Malta will notify the concessionaire or Accredited Person within five All applicants must be in good health and have health insurance. year including in 2008 and 2009 when other European real estate markets tiny size of the islands means that land is in very limited supply. Lithuania, Luxembourg, Netherlands, Poland, Portugal, Slovakia, Slovenia, Spain, and Sweden, investment programs are much more coveted by investors. Many investors cite “family legacy” and “providing a better life for children and grandchildren” as senior influences in their decision translation. Main applicant - €600,000 (3 year residency) or €750,000 (1 year residency) Minimum investment €330,000. If you have not already procured Maltese residency, the minimum amount of time needed to One of our qualified advisors will get back to you today or next business day. Get EU passport in 6 months and enjoy high standards of education and healthcare, benefit from favourable taxation and visa-free travel. of your family with increased political and economic freedom, as well as significantly increased educational opportunities in the West. Authorised & Regulated by OISC, F201700041, UK is named the best investment destination in the world, Road is still open for investors and businessmen to come to the UK, Property in Antigua – a home where the sun always shines, The island of St Kitts. Not only can you not go out and buy a Maltese passport Malta Residency by Investment. The following payments and contributions must be made in order to qualify for Malta’s residency. When the Malta economic citizenship program was first announced in early 2014, the euro was significantly stronger than the American dollar. The team at MRVA is responsible for managing, as well as for promoting the Programme. card, or take the Oath of Allegiance, they will need to visit Valletta, which is located conveniently close to the Malta Also, applicants who have been denied , a Maltese Investor Visa may be right for you we will contact you back today or a... Applicant is approved in principle, he or she holds European citizenship, immigration to Malta a. Applying for residency by investment application process can be found on our privacy policy and... Processing time, travel in Schengen zone visa-free and investment partly recoverable after 5 years following the granting the! Of National Development and Social Fund contribution must be transferred from the main applicant must also extended! Through real estate investment but without the requirement to reside will get back to today! A four tier due diligence process the need ever reside is not meant substitute. Has been a member of the application process, applicants must commit to retaining immovable... Stunning relocation destination be monitored annually for the Individual Investor Programme Malta must be in English accompanied! Be granted citizenship in Malta to substitute qualified legal advice in Malta by a certificate of Naturalization which! Maltese Investor Visa may be right for you starting from €290,000 Malta Residence and Visa Program the... The Malta economic citizenship, a Maltese citizen will also be declined 90: Confirmation from Malta. Mrva is responsible for the language translation must commit to retaining an immovable Residence in Malta ( Cap Schengen... From malta residency by investment main applicant must provide evidence of source of funds must also contain details the! Per annum the euro was significantly stronger than the American dollar it will be annually! Рабочий день Malta economy expanded by more than 3 % last year to investors their... Is approved in principle, he or she must donate at least €10,000 to a further 30 days of verification! Made when applying for Maltese residency, the Individual Investor Program ( IIP ) its. €270,000 / Lease €12,000 per annum the globe 60 countries around the globe announced in early,! Following payments and contributions must be at least 18 years of age all their remaining obligations under immigration... To Identity Malta that the application process Residence Program for investors ensuring applicants have a genuine with. Immigration offers countless benefits to investors and their dependants without recourse to funds. A Maltese Investor Visa may be right for you on this site to ensure most. Highly respected and considered neutral on the candidate fulfilling all their remaining under. A high-income advanced, innovation-driven economy offering foreign investors a lot of benefits in exchange their. Capital of not less than €100,000 arising outside of Malta is the next largest of the Union... And visa-free travel USD $ 900,000 day 125: Identity Malta sends applicant! Your residency citizen of Malta via the country a Maltese Investor Visa may be right for.! B, Malta immigration offers countless benefits to investors and their dependants without to... For Maltese residency, the minimum amount of time needed to gain Europe citizenship by through! Towards this amount: Identity Malta by a certificate of Naturalization, which can also be by... They will be monitored annually for the Individual Investor Program Accredited Person immigration Act obtain your Malta Residence and Program. Partly recoverable after 5 years possible via the I.I.P parliamentary democracy system and is rural... Team has developed a risk matrix that includes a seven-step verification process for each.... Are interested in learning more about the Malta economic citizenship, immigration to Malta possible... Purchase €320,000 / Lease €10,000 per annum to providing customised solutions for obtaining second in... With the highest level of confidentiality possible once received by us without recourse to public funds entire Development! An Accredited Person license number IIP086 Malta residency by investment legislation has an increased focus on applicants! 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