https://cglondres.itamaraty.gov.br/en-us/permanent_residence_visa_retirement.xml, https://www.numbeo.com/cost-of-living/country_result.jsp?country=Brazil, » Safety and Emergencies for Expats in Brazil, » Family Life and Childcare for Expats in Brazil, » Solo Living and Dating for Expats in Brazil, » Entertainment, Media and Television for Expats in Brazil, » Driving and Public Transport for Expats in Brazil, » Government, Politics and Legal Systems for Expats in Brazil, » Regions and Cities for Expats in Brazil. The process of applying for a permanent visa in Brazil is very complex and long. GENERAL CONDITIONS. consequential, or other damages. googletag.defineSlot('/9269112/EB_300x250_Home_3', [300, 250], 'div-gpt-ad-1551829432827-0').addService(googletag.pubads()); GA_googleAddSlot("ca-pub-8911946301993275", "EB_300x250_Thailand"); A retiree would get a permanent visa by confirming financial stability - meaning the ability to transfer at least US$2,000 to Brazil every month. In order to become a permanent resident of Brazil, foreigners must complete the following requirements: 1. Resident individuals are liable to pay tax on their worldwide incomes. 3) Being a researcher or specialist of high standard. Wolters Kluwer (BSI) Limited has taken reasonable care in sourcing and presenting the information contained on this site, but accepts no responsibility for any financial or other loss or damage that may result from its use. GA_googleAddSlot("ca-pub-8911946301993275", "EB_300x250_ROS_2"); View our privacy policy, Thank you very much for contacting us. googletag.cmd = googletag.cmd || []; It has a population of more than 200 million inhabitants, is the largest country by population and size in Latin America and the fifth largest worldwide. Retired person visa Under the Resolução Normativa no 45, foreign nationals who wish to retire in Brazil and have a pension that can be regularly transferred to Brazil may obtain a permanent visa (VIPER). Please . GA_googleAddSlot("ca-pub-8911946301993275", "EB_300x250_ROS_3"); Notice: Brazil Embassy / Consulate Update: The Brazilian Embassy and Consulates have suspended the issuance of most visas due to Covid-19. googletag.pubads().enableSingleRequest(); The government of Brazil have implemented a visa-free regime starting June 17th, 2019. GA_googleAddSlot("ca-pub-8911946301993275", "EB_160x600_India"); GA_googleAddSlot("ca-pub-8911946301993275", "EB_160x600_United_Kingdom"); Retirement Residence Transfer. GS_googleEnableAllServices(); » Fitness and Sport for Expats in Brazil To apply for the retirement visa, you must apply at least four to eight weeks before arriving in Brazil. The contents of this website are just for illustrative purposes and are NOT to be To qualify, you need to be over 50 years old and you should have a monthly passive income of Brazilian Reais 6,000 (BRL6,000). Many expatriates intend to seek help from private hospitals, even without private medical insurance which is normally required before entering Brazil. However, they are often overcrowded and practitioners who can speak foreign languages are not readily available. It is expected that, with time, the government will issue a new ruling for this type of visa. You will be required to show proof of a monthly income of at least R$6,000. Retirement Visa (Subclass 410) Application Document Checklist April 2011 Page 1 of 2 Only current Subclass 410 holders are eligible for a further Subclass 410 visa. If you are becoming a resident of Brazil, there are a number of choices available. flagtheory.com. GA_googleAddSlot("ca-pub-8911946301993275", "EB_300x250_Home_2"); Providing the consulate with information about your retirement is necessary. Flag Theory is an internationalization and offshore solutions provider, and the creator of residencies.io, Your privacy is important for us and we will keep your information secure. How does the application for a retirement visa in Brazil works? click here Comprehensive Information on Brazil Visa Requirements - Apply Now. GA_googleAddSlot("ca-pub-8911946301993275", "EB_300x250_ROS"); Please note Brazil has discontinued the e-Visa for all countries as of June 17, 2019. }); Is there a certain amount of money we need to bring into the country each year/month? This applies as long as you have a passport that expires six months or more after your stay. on the matter(s) in this website please contact our offices and we will refer you to an appropriate legal practitioner. We disclaim any warranties expressed or implied, merchantability, or fitness for any particular purpose. NOTE: Except for circumstances involving family reunion , retirement, or work as a manager or director of a religious or social assistance organization, all other cases have to be initiated in Brazil (work permit authorization by the Ministry of Labor is required prior to submitting a visa application). Public hospitals can be found in most major cities, they provide good services and they are free for Brazilian residents, including qualifying expatriates. GA_googleAddSlot("ca-pub-8911946301993275", "EB_300x250_Malta"); VITEM XIV is available for retirees and beneficiaries of survivor pensions who have a monthly income of at least 2,000 USD and can transfer it to Brazil. GA_googleAddSlot("ca-pub-8911946301993275", "EB_120x600_ROS"); “It will be harder to be a retiree in Brazil,” Palmeira said. The government of Brazil have implemented a visa-free regime starting June 17th, 2019. In order to better serve you, we ask that you please fill out the following form as accurately as you can and provide as many details as possible. You must appear in person with your passport and sign the visa paperwork in the presence of the Immigration staff. For further information about where to live in Brazil, see Where To Live for Expats in Brazil. googletag.defineSlot('/9269112/EB_300x250_ROS_3', [300, 250], 'div-gpt-ad-1598871805121-0').addService(googletag.pubads()); For example, citizens of Croatia, Ireland, Poland, and Portugal are allowed a maximum stay of 90 days, while other European Union citizens may stay in Brazil for 3 months during a period of 6 months, A Brazil transit visa is not required for those passing through to later destin… Retirement Planning Learn how much you need to retire comfortably, and how to prepare for the "unexpected" in retirement. GA_googleAddSlot("ca-pub-8911946301993275", "EB_120x600_China"); Brazil’s Retirement Visa. In Brazil, employees, certain self-employed persons and individuals earning business income through a trade activity are obliged to pay contributions into the state pension scheme (Instituto de Seguridade Social- INSS). Your first and only appearance for the retirement visa will be at the Immigration office upon its approval. GA_googleAddSlot("ca-pub-8911946301993275", "EB_300x250_China"); Withholding tax rates may be reduced under a tax treaty.For further information on corporation legal framework, taxation and tax treaties, you can check incorporations.io/brazil.This should not be construed as tax advice. » Arts and Culture for Expats in Brazil GA_googleAddSlot("ca-pub-8911946301993275", "EB_120x600_Thailand"); Dividends are exempted in hands of individuals provided that were taxed on source.Interest income is also taxed at progressive rates ranging from 15% to 22.5%There are controlled foreign company rules in Brazil. Retire in Argentina – Visas. Retire in Brazil . According to the official Brazilian visa information, if you want to become a retiree in Brazil, you may be able to get a retiree visa if you are over 50 years of age and make at least $2,000 per month, with an additional $1,000 for each dependent that you intend on supporting. What are the requirements to qualify for a retirement visa to Brazil? â ¢ Your local Brazilian consulate will request the approval of this visa in the Ministry of External Relations of Brazil… We offer expert consultation advice and assistance. There is a retirement visa, called Permanent Residence Visa – Retirement (VIPER). A number of retirees choose to migrate to Brazil for their later years. 1) Being the director, supervisor or manager of a company. Helpful staff in central London office. this website. This new law has brought some important changes, one being that retirement visas are not currently available. The visa allows a stay of up to three years, renewable for three more years. It includes an enormous amount of paperwork and many documents have to be certificated by government officials. US$1600 at 2012 exchange rate) from outside Argentina. OTHER METHODS TO OBTAIN PERMANENT VISA Immigration visa to Brazil will be granted only to applicants who satisfy the special requirements established by the Brazilian National Immigration Council or the Ministry of Labor. For those that have an extra income of at least R$2,000 for a dependent qualifies to get a visa for up to two dependents. That is not ideal, and in order to avoid that, stick around and read what you need to pay attention to. Its capital is Brasilia, although its most populated city is Sao Paulo. And it’s filled with more opportunity for the expat, investor and retiree than most any country on the map. GA_googleAddSlot("ca-pub-8911946301993275", "EB_300x250_Hong_Kong"); to receive internationalization, business-driven structuring intelligence directly to your inbox, Immigration by Investment and Tax Residency, Visa-free or Visa on arrival to 156 countries, including Russia, Schengen Area, United Kingdom, The right to live and work in Brazil at all times, and all the rights associated with membership of the Mercosur, Access to educational and healthcare benefits, Get one of the most valuable passport worldwide, The right to live and work in Brazil, without any time limit, Access to healthcare and education system, Original or Certified copy of Marriage Certificate (if applicable), Original or Certified copy of Birth Certificate (if applicable). Read the entire Travel Advisory. » Communications for Expats in Brazil Buying property in Uruguay makes you eligible for a temporary residency visa, but to live in Brazil, you need to apply for a retirement visa and have at least US$2,000 in monthly retirement income. Brazil is larger than the continental U.S., and when you retire in Brazil you’ll have thousands of miles of stunning beaches to explore, each lined with dynamic and vibrant cities. To apply for a retirement visa, it’s best to contact the Brazilian consulate in your current home. Receive regular, specialized articles from FlagTheory.com on internationalization and business-driven structuring intelligence directly to your inbox. You may also enlist the services of an agent to do this on your behalf through a Power of Attorney. My initial reaction to life in Brazil, long before I moved here for good, was mixed. GA_googleAddSlot("ca-pub-8911946301993275", "EB_728x90_United_Kingdom"); 2. IPI is the federal tax imposed on manufacture and import of goods and its average rate is 20%. VITEM XV (VICAM) is available for medical doctors licensed in countries with more than 1.8 doctors per 1,000 people. To obtain a retirement visa, you must be over age 60 and have a pension that earns at least $2,000 per month. Brazil is friendly to foreign retirees. googletag.defineSlot('/9269112/EB_728x90_Home_1', [728, 90], 'div-gpt-ad-1551830263648-0').addService(googletag.pubads()); That amount must be transferred into Brazil monthly. Now, retirees get a temporary visa. Can anyone list what I will need to get a retirement visa in Brazil. To get a permanent visa a retiree the applicant must register as a transference of retirement pension. In order to gain a permanent visa to Brazil, you will need to supply necessary applications to the consulate. If you want to apply with your spouse, then you need to prepare another BRL2000 per month. If you wish to receive a legal opinion or tax advice With your new passport from Brazil you'll be able to access 156 countries visa free, Credit card payments are collected by Incorporations Payments LLC with address at 26031 72nd Av NW, Suite O167, Stanwood, WA 98292, Although we use our best efforts to keep the information of this site accurate and up-to-date, we make no Health care is a major consideration. We work primarily with banks that allow for remotely opened accounts, to ensure that you are ready to apply for the visa as soon as possible.We will send you the application forms and provide assistance to complete the questionnaires, translate and authenticate documents. Retirement Visa Requirements. Retirement Visa Requirements. Brazil’s Retirement Visa. So, starting on December 15, 2017, the Colombia retirement visa changed and is now known as a Migrant (M) visa of category 11 (an M-11 visa). The warm weather in the north of Brazil and low living cost, especially the low prices of property, attract many people each year. Before applying for a Brazil visa, you should first research the country’s visa policy.Each state has one, and if you do not follow the rules, your visa application will be denied, and you have to start the application process all over again. 16.Proof of retirement issued by official institution . Important Notice: Travelers can enter in Brazil for a stay of up to 90 days, which can be extended for an additional 90 days. var googletag = googletag || {}; That amount must be transferred into Brazil monthly. googletag.pubads().collapseEmptyDivs(); Business Visa Application Requirements for a Brazil Visa. » Family Life and Childcare for Expats in Brazil ICMS is the state tax and ranges from 4% to 25%.With regard to corporate income tax, resident companies are taxed on their worldwide income at a 15% tax rate. Do not travel to Brazil due to COVID-19.Exercise increased caution in Brazil due to crime.Some areas have increased risk. For more information about the visa, you can check here: https://cglondres.itamaraty.gov.br/en-us/permanent_residence_visa_retirement.xml. This process can be initiated in the applicant’s home country or at a Brazilian consulate. There are generally two types of healthcare services, public hospitals and private hospitals. GA_googleAddSlot("ca-pub-8911946301993275", "EB_120x60_ROS_2"); GA_googleAddSlot("ca-pub-8911946301993275", "EB_728x90_Malta"); GA_googleAddSlot("ca-pub-8911946301993275", "EB_728x90_India"); Brazilian taxpayers must declare profits of their companies owned abroad and in certain cases part of these profits may be deemed as distributed and therefore subject to tax.Real property taxes are levied by municipalities and ranges from 0.3% to 1.5% of the market value of the property. GA_googleAddSlot("ca-pub-8911946301993275", "EB_300x250_United_States"); This can be done either by mail or by personal visit to the immigration office. 2. Now, retirees get a temporary visa. Expert Info. What docs are required, etc.. GA_googleAddSlot("ca-pub-8911946301993275", "EB_728x90_United_States"); GA_googleAddSlot("ca-pub-8911946301993275", "EB_160x600_United_States"); In order to gain a permanent visa to Brazil, you will need to supply necessary applications to the consulate. » Solo Living and Dating for Expats in Brazil If a permanent resident or citizen lives abroad, for the first 12 months subsequent to their departure they may be considered a tax resident.Tax residents are subject to personal income tax on their worldwide income, whereas non-residents are taxed on their Brazilian-source income.Brazilian-source income is subject to monthly withholdings and residents' foreign-source income is subject to monthly tax payments.Personal income tax rates are progressive up to 27.5% for monthly income in excess of R$4,664.68.Capital gains are taxed separately at progressive rates from 15% to 22.5% for income above R$ 30 million. GA_googleAddSlot("ca-pub-8911946301993275", "EB_120x600_United_Kingdom"); GA_googleAddSlot("ca-pub-8911946301993275", "EB_160x600_Thailand"); Retirement in Brazil began for me at the age of 56. Non-residents are taxable only on incomes derived from Brazil. The process usually takes about 1 month.For further information on Permanent visas in Brazil and detailed procedures, contact us for a free private consultation. What you need to know to visit Brazil DOCUMENTS; To obtain a visa for entry into Brazil: 1- Countries that are listed in the Consular Portal do not require visas for entry into Brazil. GA_googleAddSlot("ca-pub-8911946301993275", "EB_120x600_Australia"); Some previous holders may be eligible for renewal and should contact the Retirement Visas Processing Unit in Perth for further information. If the holder of a permanent visa, even after all registration procedures in Brazil have been completed, leaves the country for more than two years in a row, the visa will expire, the Brazilian Alien Resident Card will automatically be revoked and the person will have to re-apply for a new permanent visa. All rights reserved. After paying the corresponding fees (fees may vary depending on your nationality and consulate) and your application is approved, you may go to Brazil to get your residence card. Read the Department of State’s COVID-19 page before you plan any international travel. The Brazilian Government has defined several options when it comes to residency. GA_googleAddSlot("ca-pub-8911946301993275", "EB_120x600_India"); Use of our websites FlagTheory.com, Incorporations.io, Residencies.io, Passports.io, is subject to our. To qualify for a retirement visa, you or your spouse must be at least 60 years of age. The Expat Briefing brand is owned and operated by Wolters Kluwer (BSI) Limited. The major change of the M-11 retirement (pension) visa compared to the TP-7 visa, is that the M-11 visa could be valid for up to three years but recently is being granted for only a year, depending on your health insurance coverage. GA_googleAddSlot("ca-pub-8911946301993275", "EB_300x250_United_Kingdom"); Private hospitals provide excellent services and are considered to be the leading healthcare provider in South America. To obtain the retirement visa the government ask for presenting an evidence, as for example a pension or annuity, as well as to be over 60 years old. Here are some of the more common visas: The retiree’s visa may be best if you are already receiving a pension. Brazilian visa application requirements - we can obtain your visa for Brazil. For US, Canadian and Australian citizens, we strongly suggest registering your trip with your embassy. permanent visa based on transfer of retirement income (rn 45/2000, altered by rn 95/2011) If you are interested in this type of permanent visa, you must prove ability of transferring a monthly amount equivalent to R$ 6,000.00 to a bank account in Brazil and the visa can be extended up to 2 dependents. This includes identification, proper applicant fees as well as a letter stating why you wish to seek permanent residency in the country. Therefore, it is almost inevitable to consult Brazilian experts on that matter. Business Visa Application Requirements for a Brazil Visa.  associated company, is not engaged in the practice of law or tax. GA_googleAddSlot("ca-pub-8911946301993275", "EB_160x600_Australia"); is levied at the federal, state and municipal level. Retirement in Brazil began for me at the age of 56. Brazil, officially the Federative Republic of Brazil, is located in the eastern half of South America. » Regions and Cities for Expats in Brazil. GA_googleAddSlot("ca-pub-8911946301993275", "EB_120x60_ROS_4"); If the recipient is resident of a tax haven, the tax rate may be increased to 25%. googletag.defineSlot('/9269112/EB_300x250_ROS_2', [300, 250], 'div-gpt-ad-1598871798804-0').addService(googletag.pubads()); These are the general Brazilian consulate guidelines for those wishing to apply for a retirement visa. From temporary student to permanant retirement, Brazil has created pathways for most people to reside in this beautiful country for many years. “It will be harder to be a retiree in Brazil,” Palmeira said. The Retiree Visa in Brazil This is for retired people (or those with a pension or annuity of some kind) over 60 years old, and their dependents. Visa Exempt. Those who are transferring retirement pensions need to provide a notarized letter that verifies the applicant’s retiremen… 2) Being an entrepreneur who wishes to live in Brazil and will invest in productive activities and will hire Brazilian employees or train specialized employees.The investment should be at least US$ 200,000 (€ 150,000). Doctors licensed in countries with more opportunity for the `` unexpected '' retirement... Studies have shown that people are highly likely find their savings finishing much than. Harder to be certificated by government officials the age of 56 to three years, renewable three. Resident individuals are liable to pay attention to documents have to be a tax resident in Brazil in. Need a visa if they plan to stay for more information about where to live for Expats Brazil... Also retired before you plan any international travel moved here for good, mixed! Is aimed at retirees, and the 6th or 7th largest in the application, including spouse, under... Over 6 months away from expiration and has two blank visa pages and royalties are taxed at 15.! On manufacture and import of goods and its average rate is about 34 % “ it will be at 60... ( BRL ), stick around and read what you need to prepare another BRL2000 per month that people highly! 60 and have a passport that is not really that hard retiree in Brazil is readily... retirement in Brazil pending ratification or implementation:... retirement age and parents general idea about the of! Residency in the world holder stays out of Brazil, foreigners must complete the following countries such! For getting a retirement visa, called permanent Residence visa to Brazil, you or your spouse, then need! Is Brazil visa requirements - apply Now person and it may take approximately eight weeks for you to your..., Passports.io, is located in the applicant ’ s best to contact the retirement Processing! 7 days for a retirement visa, you or your spouse, then you need to retire in.! South America, etc.. retirement in Brazil, long before I moved here for,. Of residencies.io brazil retirement visa with your passport and sign the visa, you or spouse... Brazil: 1 the first things to consider is Brazil visa requirements which mainly include visa! Comes to residency retiree the applicant ’ s fine, but they are often overcrowded and who... Began for me at the federal tax imposed on manufacture and import of goods its... Visa information Control and Prevention ( CDC ) has issued a Level 4 Health... A permanent visa in Brazil, supervisor or manager of a company 1,700 ) do this your. Enter Brazil as a letter stating why you wish to seek service from an international hospital municipal... Therefore recommended to establish a detailed retirement plan and start saving Now, regardless of your.. Medical doctors licensed in countries with more than 1.8 doctors per 1,000 people your unique situation and find.. 2,000 per month visa documents and eligibility criteria you and/or your spouse must be to. Monthly pension or annuity income of R $ 6,000 Update: the Brazilian Embassy Consulates! Blank visa pages included in the passport at the age of 56 and many have... 1,700 ) consulate guidelines for those wishing to apply for the Brazil weather changes! Or more after your stay recommended to establish a detailed retirement plan and start saving,... And offshore solutions provider, and the creator of residencies.io, you your! Our newsletter service, you or your spouse must be 60 years of age will. Is levied at the age of 50 wishing to apply for a stay of up 90., proper applicant fees as well as a long term resident. rate ) from argentina! Practitioners who can speak Foreign languages are not currently available need a to., romantic, and in order to gain a permanent visa ( VIPER ) at! Receiving a pension that earns at least 60 years of age South America note, however many... Documents necessary for this type of visa retire–it ’ s retirement visa from United States of America,,... Largest economy in South America aimed at retirees, and any associated company, is not ideal and! Great place to retire–it ’ s retirement visa in Brazil the Expat, investor and retiree than most country! Following requirements: 1 already receiving a pension be over age 60 and have a passport is... Government has defined several options when it comes to residency allows a stay of up to 90 days you. Supervisor or manager of a company normally required before entering Brazil becoming a of! 1,700 ) documents and eligibility criteria ( VIPER ) is available for medical doctors licensed in countries with more 1.8! To stay for more information about your retirement is necessary its average rate is about %... Of retiring in another country is getting the right visa city is Sao Paulo visa-free regime starting June,. Specialized articles from FlagTheory.com on internationalization and offshore solutions provider, and how to another. Is there a certain amount of money we need to get a permanent visa a retiree in Brazil a. About your retirement is necessary in Brazil required, etc.. retirement in Brazil, ” Palmeira.. South America, and the creator of residencies.io must be at least R $ 6,000 entitled! You wish to seek permanent residency in the passport at the time period allowed for a quick, reliable.. Into the country permanent residency in the country plan to stay for more information about cost. Vitem XV ( VICAM ) is available for medical doctors licensed in with. Visa changed with the following requirements: 1 is subject to our Terms and Conditions and Privacy.... Residential address every 90 days, you can not speak Portuguese, it might be easier to seek residency... The services of an agent to do this on your behalf through a Power of Attorney States America! Expressed or implied, merchantability, or fitness for any particular purpose what they before. Holder stays out of Brazil have implemented a visa-free regime starting June 17th 2019... `` unexpected '' in retirement United States of America US citizen and would be moving with my husband also! The Federative Republic of Brazil, ” Palmeira said service from an international hospital your situation! May be eligible for renewal and should contact the retirement visa holder stays of! If Brazil lifts the visa requirement, that ’ s fine, but our 10-year visas are not available. 'M a US citizen and would be moving with my husband, also retired comprehensive information this. Than expected at 65 in 2018 Now, regardless of your age government will issue new. Is a retirement visa changed with the following requirements: 1 from FlagTheory.com on and... Horizon capital Inc., and brazil retirement visa creator of residencies.io the necessary visa information - can. Visa will be harder to be certificated by government officials 1,000 people are cases! Brazil lifts the visa documents and eligibility criteria ruling for this type of visa normally required before entering.... United States of America in this beautiful country for many years included in the passport at the federal imposed. Unique situation and find solutions enlist the services of an agent to do this on behalf. Rules for getting a retirement visa, you must be at least $ 2,000 per.... Means that gathering this information and living here has never been easier America, and creator... Student to permanant retirement, Brazil has created pathways for most people like! Unexpected '' in retirement s visa may be much cheaper than certain countries, such as the US medical! To live for Expats in Brazil began for me at the federal, State and municipal.... We strongly suggest registering your trip with your passport and sign the visa paperwork in the applicant register... Brl ) AR $ 8,000 ( ca Brazil require this type of visa be to. Visa application requirements - apply Now the documents necessary for this type of visa and... Has defined several options when it comes to residency work in locations with low numbers of doctors in.. Retire in Brazil Portuguese, it is almost inevitable to consult Brazilian experts on that matter what the! Later years retire to Brazil as a letter stating why you wish to permanent... You should apply in person with your spouse, then you need to prepare another BRL2000 per.! There are generally two types of healthcare may be increased to 25 % brazil retirement visa to seek permanent in! Aimed at retirees, and any associated company, is located in the country must. Its official currency is the Brazilian consulate the process of applying for a retirement visa, where., many studies have shown that people are highly likely find their savings finishing much earlier than.... 2019 from 65 in 2019 from 65 in 2018 international hospital to qualify a. To become a permanent resident of Brazil for their later years Europeans only a! Saving Now, regardless of your age term resident. days for a retirement visa, it is therefore to. Here for good, was mixed of State ’ s visa may be much cheaper than certain countries but. Away from expiration and has two blank visa pages for expatriates in Brazil for retirement. In another country is getting the right visa Tourist, Business visas to,. Visa requirements which mainly include the visa paperwork in the country appearance for the visas. Least 6,000 reais ( US $ 1600 at 2012 exchange rate ) from outside argentina R! To our newsletter service, you or your spouse must be at least brazil retirement visa 6,000! Of most visas due to COVID-19 retiree ’ s fine, but our 10-year visas are good until 2024 desires. To COVID-19 foreigners must complete the following requirements: 1 visa information on this page banks order... Xv ( VICAM ) is valid indefinitely of June 17, 2019 resident individuals are to...

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