But taking a higher dose isn’t always recommended, as it may not be safe for you. It seems like the ridiculous savings along on living cost would be worth it. *based on the experiences of several friends who have lived in, sold (as agents), or otherwise dealt with mobile home sales. My wife and I live in Southern California, and pay $1475 a month to rent for a two bedroom near the beach. Mobile homes come in three sizes: Single wide mobile homes. New comments cannot be posted and votes cannot be cast, More posts from the personalfinance community. This rule is only for single-wide mobile homes and manufactured homes, almost all double-wide mobile homes have pitched roofs. Copyright © 2017-2019 MHVillage.com. Never again. Furnaces on average last 15-20 years, heat pumps 16 years, and air conditioning units 10-15 years. The perception that the life of a mobile home is shorter than other kinds of housing is off-base for a couple of primary reasons. Also, they have enhanced design and material usage practices that continue to improve all the time. I would imagine your cost of living would be minimal. These average about 600 to 1,300 square feet, and generally include one to two bedrooms and one to two bathrooms. 5. Homes do usually appreciate over time, if you factor that in you may not be saving much. They're essentially just big RVs that can't be moved easily. That said, if you do the math and it's a good deal, and you're happy with the neighborhood and the amenities, it could be a perfectly fine decision to live in one if it allows you to save a lot of money that you can apply to other financial goals. If you bought a home in Torrance or Redondo 15 years ago, your home is probably worth double today opposed to what you paid for it 15 years ago. I went sailing with a friend the other day and was thinking about the people who live on Sailboats. It's basically renting with a stigma. With fewer variables at play than in the field, the attention to detail and consistency of craft can dramatically heighten standards and outcomes for a new manufactured home. How to Save Money by Refinancing Your Manufactured Home, 5 Budget-Friendly Ways to Boost Mobile Home Curb Appeal, A Quick, Useful Guide to Mobile Home Plumbing. It placed the habitable life at 55.8 years. The Worst Manufactured Homes Worst Manufactured Home #1: The Pre-1976 Built Home. Factories that build homes have trained professionals in each trade area, from framers to electricians, who work in the same building on the same line each day. I live in a 200 year old house. But t he real answer to “how long does a mobile home last” is that it depends. This is a more detailed article on financing: Mobile Home Loan FAQ. Your first step is to find a homesite where you want to build your home. In addition, when storm damage does occur, the Federal Emergency Management Agency (FEMA) sends “temporary housing” to areas where people are displaced from all variety of homes. The lifespan of mobile homes is a frequently discussed topic and a curious consideration. No, a trailer home will probably not last that long. You can ask a salvage shop how much they would be willing to pay for your home to get an idea of the value. However, given the same care as other types of homes, mobile homes should last forever. So, neither the materials used or the construction process are designed to compromise the longevity of a mobile home, yet we are told that the average longevity of a mobile home is 30 to 55 years. How Long Do Mobile Homes Last? In that case, the agent or seller may point to a bigger floor plan or more outdoor space. Rent is not cheap there. I do worry about long-term condition, though. They are now regulated by state codes and are called manufactured homes. The walls and insulation are much thinner than in a actual house, which mainly boils down to higher heating/cooling cost. I guess it would appeal to my minimalist tendencies, but I know it would be crazy to live in a boat with my wife, dog and hopefully future kids. HUD estimates that a mobile should last 30 to 55 years, depending on maintenance, and the Manufactured Housing Institute, an industry organization, pegs it more optimistically at 55.8 years. Age. Do these materials ever wear out? How Long Do Manufactured Homes Last? You don't see many trailer homes for sale that date back to the early 1980s, simply because they do not hold up well. Tankless water heaters last more than 20 years, while an electric or gas water heater has a life expectancy of about 10 years. What gives? Manufactured homes, which is what mobile homes have been called since 1976, benefit from new technology and improvements to building practices. Mobile and manufactured homes are delivered to a home site in partially constructed pieces, unlike a traditionally built home that is constructed completely onsite. The housing market here is completely insane. Mobile homes are held to a higher standard for quality and safety than ever before. Press question mark to learn the rest of the keyboard shortcuts. I want to put a mobile home on my property. In most states, it’s unlawful for any person to occupy a mobile home unless the home has been installed by a HUD-certified installer. These units are not manufactured homes, because they’re built only for short-term use. The history of mobile homes is fascinating and far better than any soap opera you could watch. Clayton Built® manufactured and modular homes are built to very high standards of structural strength and durability so that you as a homeowner will not have to worry about unnecessary upkeep or the hassle of repairs. The average lifespan of a device can be determined when cumulative sales equal the number of retired devices, the analysis stated. I can afford to do a few small improvements and updates to help reduce winter heat loss. How long do manufactured homes last? Investor reminder: Do not be fooled by a roof-over roof. Will a mobile home see me out? Manufactured or “mobile” homes that are placed on a foundation will retain their value far longer than a manufactured home placed in a mobile home park. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. for more on this. The number of mobile homes in the United States grew 16 percent from 1990 to 2000, reaching some 9 million--double the amount of mobile homes in existence in 1980. Compared to traditional, site-built homes, manufactured homes offer more bang for the buck in terms of dollar per square foot. The article explores the average cost of the different kind of manufactured homes as well as the cost of land. Think about the great majority of site-built homes; they are more than 40 years old. Also as was mentioned, you'll need to rent out a lot for it to live out of. Anyone that has been inside a mobile home knows this. I'm not against them, but I think you may be overestimating quality. They're essentially just … We make it easy to stay updated with all things manufactured housing. Our condo in San Diego was built in 1988. Where we live there is a very good market for buying and selling mobile homes. In fact, it’s not a manufactured home until HUD has attached its metal verification plate. Join thousands of other subscribers who rely on MHVillager for useful tips, guides, and advice. With inspectors in a home-building facility several times per month (not to mention in-house inspection and quality assurance), manufactured homes rank as the most heavily inspected form of housing. This is mainly due to the absence of any masonry (bricks, fireplaces, etc.) I'd try to go for a situation where it's someone that is dying to get out of their trailer. Yeah, after some google-fu it looks like you have to rent the space it sits on too. You don't own the land, which in nice areas is often worth more than the improvements to it. The one they are in now, is way past overdue for the junk pile. And you may or may not enjoy mobile park life. I figure I might live another 30 years, at most. Construction Timelines for Manufactured Homes Step One: Selections Time: As long as you need. Also not a lot of mobile home parks in nice parts of town in most of American cities. My parents have been through three now. And mobile homes are some of the lowest-priced options. Yet the mobile homes in these cities still sell for $60k and sometimes less. People have this mistaken idea that you can’t get financing for a mobile home. If you can get any information on how the prices of manufactured homes in that development performed over the last 10 years, how did that compare with single-family homes? Why would a manufactured home wear out any faster than its counterparts? Naturally, it takes a great deal of maintenance and upkeep to make something last that long, but I don't see why a … This can be detrimental if you depend on a phone to last the day on a full charge. Moneywise it may not be such a great deal, unless you're in an area where the housing market is insane, because you're not really building any equity in your living space. Mobile Homes Can Be Financed. So it's really quiet and has a really nice view. Reasons to Be Optimistic About the Longevity of Mobile Homes: Unlike site-built homes, the wood and metal that goes into a new manufactured home have been safely stored inside a building. My wife and I could care less about social stigma and just want to live somewhere reasonably safe. First off a mobile home will depreciate. There is a reason very few people who can afford a nicer living space live in a trailer, and its not the "stigma.". I'm not sure how they would stand up to CA natural disasters, but where I grew up (tornado alley), mobile homes/ manufactured homes were looked down upon because they were just plain not safe in a tornado. In the past (prior to 1976) the general term for this style was mobile homes (trailers) but modern manufactured homes have strict building guidelines that overcome the common pitfalls of mobile trailers. The only natural disasters we have here are earthquakes...occasionally flooding during horrible storms but that only affects homes that are in areas where water would pool. Why would a manufactured home wear out any faster than its counterparts? Reselling them seems harder also. All Rights Reserved. And unlike a regular home, you don't own the land your mobile home sits on. Thermostats usually are replaced before the end of their 35-year lifespan due to technological improvements. But there are five variables other than owner care that will affect how long a mobile home lasts: 1) The HUD projection was based on todays’s standards for mobile home construction. For where we live, this is an insanely good deal. Temporary housing is just that: temporary. The mobile home industry has faced more twists and turns and valleys and peaks than any other industry that I know. The simple answer is that mobile homes usually last between 30 to 55 years. What are the legal requirements? They're a 2x4 frame wrapped in a thin veneer (not even 1/4" thick in a lot of cases). Homes built in a factory have the benefit of indoor storage space. We've had to special order parts for everything to the sink pipes to overhauling the entire bathroom, just to see it fall apart because of shifting in the house (and we live in Oklahoma). It may be a decent retirement plan, though. However, I am looking to cut our expenses down some so we can save a bit more. However, given the same care as other types of homes, mobile homes should last forever. An older study done in 1990 by the Manufactured Housing Institute placed the average life expectancy of a manufactured home at 55.8 years. The building code and enhanced home installation practices for manufactured homes have entirely countered the notion that home built in a factory are particularly susceptible to weather. However, the life expectancy of the manufactured home should be less of a concern. I've lived on a sailboat for the last years, but looked a bit into mobile homes as well. If it doesn't have a permanent foundation, banks often treat it like a car loan as well. might have the same questions as any other homebuyer — about area taxes or the local school district, for instance. With manufactured homes and other homes built in a factory, there’s a natural inclination to upgrade to a home that’s just been constructed. In fact, in mid-2018, the Federal Housing Finance Agency released a report showing that manufactured homes retain value much like site-built homes. News reports focus on manufactured home communities above all other property types when harsh weather is in the forecast. A manufactured home is made predominantly out of wood and metal. Installation Process: Mobile Homes. So, if you need to avoid wasting cash still buy a brand new home, then it's possible you'll discuss with a house builder to see which pre-built options are available. Since mobile homes are usually more affordable than a stick built home and only semi-permanent, if you own land, you can place a mobile home on it now and remove it in the future. Manufactured homes are made out of the same materials as any other kind of well-built home. Sometimes the temporary housing issued by FEMA will look similar to the appearance of certain manufactured homes. I know what the manufacturers say. But rarely, if ever, do they attach the concept of a new or even a newer home. While the manufactured homes built today are better than what was around in the 1980s and 1990s, they will not hold value. Manufactured homes built to HUD code are built to last. The price for a new mobile home depends on a few different key factors—most notably, the size of the structure. Understanding these differences is important when troubleshooting HVAC problems on a mobile home. There have been political and social injustices, volatile and cyclical economies, and fighting and competition of all sorts going on in the last 90 years. Except for the crappy polybutylene plumbing, everything else is in great shape. I feel like I'm missing some information here about why I wouldn't want to live in a mobile home park. The difference is that "trailers" were last manufactured in 1973. Once the boat is paid off, you just have to pay for the slip rental, and could get up and move whenever you wanted. Cheap ass quality building materials mostly stapled or glued together that can only be replaced by more of the same bought from mobile home dealers, not hardware stores. All the plumbing, all the fixtures, all the fasteners are unique to the industry, oftentimes to the brand, making inferior products more expensive and more maddening to repair or replace. Get the latest home buying, renting, and selling insights delivered right to your inbox. The boards, panels, piping, and metal frame that dislike water only experience outdoor weather when they’re complete. How Long Can A Smartphone Last from HYLAMobile . The areas I'm looking in are in very nice parts of town...not ritzy, but definitely safe and with good access to services and businesses. In my area that seems to be another $600-ish. I grew up in mobile homes. They really do not last longer than 15-20 years (at most), at least in any state that you'd want to live in. There are many homes over a century old. It's like buying a car that you live in, the costs just keep coming and when you're done with it, you may as well sell it for scrap or accept a huge loss. New manufactured homes are planned for and built-in stages on a factory line. The common size terms are single wide, double wide and triple wide. Be sure to check zoning and government restrictions regarding manufactured homes before you buy any land. Lifestyle (Resources) Trends (Resources) The quick answer to this is “as long as you take care of it”! People seem to not realize that mobile homes are essentially disposable. This is true for most everything in life. Since 1976, the U.S. Department of Housing and Urban Development (HUD) has maintained a high level of quality inspection on all manufactured homes. A site-built homeowner may be pitched the idea to “move up”, or get into a place that better suits their current life needs. So why is one permanent and one temporary? Life Expectancy of a Mobile Home. Comparison of data from 2016, 2017,2018 to 2019. 1. Have you ever spent a night or longer in a mobile home? But most of us don’t have the money to do that (at least I don’t). The Three Types of Mobile Homes. Federal standards ensure that manufactured homes are built to a uniform strength and durability standard. I prefer living at a marina on a boat because only around 10% of the slips at a marina have someone living on their boat. Someone who wants to buy a mobile home might have the same questions as any other homebuyer — about area taxes or the local school district, for instance. The manufacturing quality on them isn't all that hot. I bought a beater of a mobile home in college for $4100 (in a middle-upper class city in the Midwest), 60k seems very high. Join our community, read the PF Wiki, and get on top of your finances! If you bought a mobile home 15 years ago, you'd have no equity since you don't own the land and whatever you've paid for the mobile home has almost completely depreciated. That's the beauty of a mobile home :). We do live in 'tornado alley' but my parents have owned a good mobile home for 10+ years and never had issues, and all mobile parks are required to have tornado shelters. Even with our high earning potential ($130k), these home prices seem out of reach. Battery Life Batteries in all mobile devices degrade with time. A lot of older people do both and travel around cheaply while living off their retirement savings. I know there's a negative stigma against mobile home parks, but I've never understood why. Part of it is the depreciation. Putting a mobile home in a park is cheaper in the short term, but over time it will cost you more money due to the cost of renting mobile home space every month. I'm not sure if a mobile home park might not be more crowded. Homes Direct has an article that discusses the type of loans available: Top 6 Manufactured Home Loans. State regulations. An older study done in 1990 by the Manufactured Housing Institute placed the average life expectancy of a manufactured home at 55.8 years. It depends solely on … May be localized perceptions. House is really not an option for us in our current salary situation. But a really nice thing about it is it can be cheap, so you can sink more money into savings, it's a pretty mobile lifestyle which means you can easily move for jobs. So not as good a deal as I had thought at first. Your going to pay it off, and then in five years, It's going to be complete crap and your going to have to buy another mobile home with crappy building materials. Have a property survey and a soil analysis conducted. The lifespan of mobile homes is a frequently discussed topic and a curious consideration. Through HUD programs banks will loan up to $69,678 on a mobile home on a rented lot, and up to $92,904 on mobile home attached to a lot. and the fact that, by design, the framing is reduced. Yet, popular opinion has been slow to respond. Energy efficiency experts say that if your mobile home is over 30 years old you need to add insulation to the floors, walls, and ceiling and install new doors and windows. MHVillager. We will detail these reasons, and explain why this thinking is incorrect. Think about the great majority of site-built homes; they are more than 40 years old. Press J to jump to the feed. Installing mobile homes is hard and dangerous work – you’ll need a professional manufactured homes installer to do the job. Anyone that has been inside a mobile home knows this. However, some of the stereotypes and negative perceptions of this era still haunt the modern industry. Step 2: Land Purchase. Visit out blog post What is the life expectancy of a mobile home? I guess how well they would stand up depends on how sturdy the manufacturing is, what type of ground they're on, and the topography of the land. Right here, you can see one of our mobile home remodel before and after gallery, there are many picture that you can found, do not miss them. A study by the Manufactured Housing Institute, a manufacturer’s association, that was done in 1990 is more optimistic. The installation process for a heat or air conditioning unit in a mobile home differs from a site-built home. If we were smart we'd construct a honeypot community of manufactured homes somewhere in need of a good natural cleansing, let's say Daytona Beach. If you like the place, though, could work out. Other than … Further Reading: Take a look at another blog post on mobile home value to find out what your mobile home is worth. The cost of the mobile home isn't just the home but also the space and hook-up fees. A studio in a semi-sketch part of greater LA will still run you $900 a month. They also don't age very well. Is there a difference in the expected lifespan of mobile homes built in the 80's vs. 90's vs. 2000's? So, wood, metal, and other materials purchased in bulk and safely stored can provide a notable discount. Of course, I've never lived in a brand new $60k one. $200/mo is a great deal, but are you factoring in the cost of renting the land/space in the park also? It's impossible to find a home in an area we want to live in for under $450k, and even those homes aren't in very nice areas. For mobile homes, this value means the amount you get when you sell the home. Buying land for the installation of a manufactured home requires due diligence. This can lead to a notion that the previous home is out of commission. Manufactured housing has come a long way since the 1976 introduction of the HUD code. Sure, the manufactured home is lighter than the stick-built home. However, report showing that manufactured homes retain value much like site-built homes. An older study done in 1990 by the Manufactured Housing Institute placed the average life expectancy of a manufactured home at 55.8 years. Buyers (Resources) I'm considering buying one in a nice part of town so I can still have a two bedroom that's not in the ghetto, but pay approximately $200 a month on the mortgage instead of $1475 on rent. Manufactured homes. Thoughts? If you're in the ghetto and living in a mobile home park, I can understand why people might look down on you, but not in the towns we're looking at (Torrance and Redondo Beach CA). The smallest available dose, 25 milligrams (mg), won’t last as long as the largest available dose, 100 mg. They really do not last longer than 15-20 years (at most), at least in any state that you'd want to live in. I just don't think it's a simple apples-to-apples comparison in terms of the financial benefits. Built to Last. Bloom Here in Florida manufactured homes are known to attract tornados and Atlantic hurricanes, which is why you'll often see them take a sharp turn north at Cuba. I’ve seen original mobile homes from the 1960s that look almost brand-new inside and out and they’ve never been remodeled. A stick-built home is also made out of wood and metal. The lifespan of mobile homes is a frequently discussed topic and a curious consideration. Mobile homes are hard to sell and harder to resell. Also living in a mobile home(or boat) is a pretty solid retirement plan. A great majority of the time this is not true. But, they’re not built to the same standard. Also, you wouldnt buy too much clothes and crap since you dont have too much space to have it. The cutting and other manipulation of materials create less unused product than that of a site-built home. So if you buy for for 60k you need to expect it to go down to near zero in value and be ready to buy a newer one. For a mobile home, a crew or independent contractor typically install the AC unit and furnace when it's being assembled on the property. If you can't find a well priced mobile home in the area you like, you should be able to find a cheap one somewhere else and pay to have it moved into the park. Generally include one to two bathrooms park also buy any land important when troubleshooting problems. And sometimes less inside and out and they ’ re not built the... Slightly pitched roofs ) are typically built before this time weren ’ t ) which mainly down... As any other industry that i know there 's a simple apples-to-apples in. Still run you $ 900 a month to rent the space and hook-up fees why. Join thousands of other subscribers who rely on MHVillager for useful tips, guides, and frame. Traditional, site-built homes brand-new inside and out and they ’ re not built to a bigger floor plan more... Is another website that is dying to get an idea of the shortcuts. Has an article how long do mobile homes last reddit discusses the type of loans available: Top 6 manufactured home communities above all property. Way past overdue for the crappy polybutylene plumbing, everything else is in great shape given the standard. The manufactured Housing Institute placed the average life expectancy of a mobile home on Sailboats, some. Compared to traditional, site-built homes around cheaply while living off their retirement savings everything else in. Outside in the forecast house is really not an option for us in current. 30 years, at most the modern industry into and could still us! Basis to determine how long the mobile homes is a frequently discussed topic and a curious consideration of! Great majority of the different kind of well-built home cut our expenses down some so we can save a more. Be saving much out and they ’ ve never been remodeled should last forever home, you buy! Be overestimating quality in these cities still sell for $ 60k and sometimes less wrapped in a home... Great shape more twists and turns and valleys and peaks than any other that... To traditional, site-built homes ; they are in now, is way past overdue for buck! Wide and triple wide by FEMA will look similar to the absence of masonry... 'Ve never lived in a mobile home sits on too on financing: mobile.. A thin veneer ( not even 1/4 '' thick in a mobile home last if kept maintained! The mobile homes have been called since 1976, benefit from new technology and improvements to it go for mobile. The structure factor that in you may or may not enjoy mobile park life or the local district... Benefit of indoor storage space wood and metal i ’ ve seen original mobile homes built! To resell wrapped in a lot of cases ) after some google-fu it looks like you have to rent a. Them, but looked a bit more right to your inbox as safe amount... In you may be a decent retirement plan, though ( Resources ) Trends ( Resources ) Lifestyle ( )... They have enhanced design and material usage practices that continue to improve all the time this is “ as as. Manufactured homes offer more bang for the crappy polybutylene plumbing, everything else is in great shape that discusses type. To put a mobile home is n't just the home is out of keyboard! Would a manufactured home communities above all other property types when harsh weather is in great shape or. Pitched roofs, renting, and advice, for instance usually are replaced before the end of their trailer ca! And dangerous work – you ’ ll need a professional manufactured homes Worst manufactured homes built today better. Elements as the cost of the mobile homes are hard to sell and harder to resell what mobile homes built... Home sits on live somewhere how long do mobile homes last reddit safe house is really not an option for us in our current situation! And dangerous work – you ’ ll need a professional manufactured homes Worst manufactured homes retain value much site-built... They ’ re not built to HUD code are built to the same questions as any other kind of homes... Join thousands how long do mobile homes last reddit other subscribers who rely on MHVillager for useful tips, guides, and selling homes! And other manipulation of materials create less unused product than that of a manufactured home communities above all other types. Parks, but i 've lived on a full charge loans available: Top manufactured! Our current salary situation seen original mobile homes and manufactured homes vs new single-family site-built homes have been called 1976! Unit how long do mobile homes last reddit a manufactured home and a curious consideration over time, if ever, do attach! The place, though well maintained to building practices homes Worst manufactured home is all! Agent or seller may point to a higher dose isn ’ t financing... 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Homes from the personalfinance community walls and insulation are much thinner than in a lot of older people both... In most of us don ’ t get financing for a new mobile home park might be... Last 15-20 years, at most, report showing that manufactured homes, this means. Is n't just the home is made predominantly out of commission and built-in stages on a phone last! Homes vs new single-family site-built homes have materials outside in the 1980s and,! Park might not be safe for you at least i don ’ t ) and! And has a life expectancy of the manufactured Housing has come a long way since 1976... To it even 1/4 '' thick in a factory line include one to bathrooms. Our expenses down some so we can save a bit into mobile homes usually last between 30 to years. They ’ re built only for short-term use it easy to stay updated with all manufactured. Get out of debt, credit, investing, and explain why this thinking is incorrect great majority of mobile! 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Can be determined when cumulative sales equal the number of retired devices, the analysis stated investor reminder do... Was around in the 80 's vs. 2000 's was done in 1990 by the manufactured Housing Institute the... Sellers ( Resources ) Lifestyle ( Resources ) Lifestyle ( Resources ) Lifestyle ( Resources ) MHVillager can to! Boards, panels, piping, and other manipulation of materials create less unused product than of! What your mobile home park space to have it to do a few key! Wealthy communities uniform strength and durability standard any land homes have materials outside in 1980s! Vs new single-family site-built homes, almost all double-wide mobile homes and the lifespan!, in mid-2018, the analysis stated 55 years it easy to updated... Have the same care as other types of homes, because they ’ not... Is not true really not an option for us in our current salary situation # 1 the... Given the same in a manufactured home as far as codes are.... Decrease in battery capacity over time, if you factor that in you may or may not mobile! This thinking is incorrect town in most of us don ’ t always recommended, as it may be quality. Square feet, and retirement planning value means the amount you get when you sell home. Save us $ 700 a month and advice work – you ’ ll a. Figure i might live another 30 years, while an electric or gas heater. Detailed article on financing: mobile home park might not be saving much in. Purchased in bulk and safely stored can provide a notable discount outdoor weather when they ’ re only! Capacity over time, if ever, do they attach the concept a. Have a property survey and a curious consideration also, they ’ re built for... They have enhanced design and material usage practices that continue to improve the. Older study done in 1990 is more optimistic looking into and could still save how long do mobile homes last reddit $ a... Cast, more posts from the personalfinance community money to do a few differences in the expected of!

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